3 Stocks To Inest in 2012 Which Build Wealth Long Term

Time is the great equalizer in the market. Getting into stocks early and often is a great way to build a healthy and wealthy portfolio in the long run.
Here are three of my favorite wealth builders at the moment to consider adding to your existing portfolio or a new one:

3 Stocks To Inest in 2012 - Altria Group (NYSE:MO)

This company, through its subsidiaries, manufactures and sells cigarettes, smokeless products and wine. It also manages a portfolio of leveraged and direct-finance leases. Adjusted for splits, Altria has increased its annual dividend 292% since 1989. The company is currently yielding 5.50%.

3 Stocks To Inest in 2012 -Linn Energy (NASDAQ:LINE)

Linn Energy engages in the acquisition and development of oil-and-gas properties in Mid-Continent, the Perriman Basin, Michigan, California, and the Williston Basin in the U.S.
As of Dec. 31, 2011, the company reported operating 7,759 gross productive wells and has proven reserves of 3,370 billion cubic feet equivalent of oil and gas and natural gas liquids. Since its IPO in January 2006, LINN has consistently paid a distribution each quarter and has increased its quarterly dividend by approximately 115%. Linn is currently yielding 7.2%.

3 Stocks To Inest in 2012 -McDonald’s (NYSE:MCD)

McDonald’s operates 33,000 restaurants in 119 countries serving nearly 68 million people every day. Although the company is in the process of changing management, MCD has raised its dividend every year since paying its first dividend in 1976. Adjusted for splits and dividends (using data supplied by Yahoo! Finance) the company has returned 44,322% since 1970. McDonald’s currently yields 2.9%.

Top 4 Dividend Stocks to Play High Oil Prices in 2012

What’s an investor’s biggest long-term enemy?Top 4 Dividend Stocks tobuy in 2012 -
Not depression or economic collapse. Not even taxes. It’s the insidious debasement of the dollar through inflation. (You’ll need $7 to buy today what a dollar would have bought in 1965.) If you’re retired or otherwise living off your investments, one of your primary goals for the long run is to protect your purchasing power.

Certain tangible assets, such as gold and silver, can serve this purpose admirably — at least if you hold them long enough. However, precious metals and other raw materials present a difficulty: They generate no income. You have to sell them to realize spendable cash, and there’s no guarantee the market will offer you a favorable price if you need to sell in a hurry.
To sidestep these obstacles, I advise folks in or near retirement — or those who simply want to build more income (and stability) into their portfolio — to invest a portion of their wealth in companies that produce commodities. At the moment, the oil and gas sector in particular is brimming with opportunities to earn a generous cash yield up front.
Of course, the petroleum-producing business also furnishes an excellent long-term hedge against inflation. As the chart below illustrates, oil usage in the Old World (United States, Western Europe, Japan) actually has declined a bit since the late 1990s. But the New World — Asia, Latin America and so on — has taken up all the slack and more. In real (inflation-adjusted) terms, we can expect oil prices to remain high for a long time to come, triggering outsized profits for companies that mine “black gold.”

2 Dividend Stocks to Play Oil Producers

For conservative investors — a category that includes most retirees — I suggest taking a look at giant, well-known international producers. Some are on the expensive side right now, such as Top 4 Dividend Stocks tobuy in 2012 -ExxonMobil (NYSE:XOM) and Chevron (NYSE:CVX). Thus, I rate this pair a hold rather than a buy at the current price. Ditto for BP (NYSE:BP). On the other hand, here are two oil majors you can safely buy for income and growth at, or slightly below, today’s levels:
My top pick right now in the group is Top 4 Dividend Stocks tobuy in 2012 -Royal Dutch Shell (NYSE:RDS.B), which currently yields 4.6%. In February, Shell raised its dividend for the first time since 2009 — a sign of management’s growing confidence that the company can meet its target for a 25% boost in production by 2017-18. I favor the Class B shares, based in London, because they incur no dividend withholding tax. Buy RDS.B at $73 or less.

7 Best Industrial Stocks to Sell in 2012

After the banks and homebuilders that fueled the housing bubble, the industrial sector was perhaps hardest hit by the financial crisis and resulting economic downturn. As overall spending and activity slowed, manufacturers took a beating — and many haven’t recovered.
I watch more than 5,000 publicly traded companies with my Portfolio Grader tool, ranking companies by a number of fundamental and quantitative measures. And this week, I’ve identified seven industrial stocks to sell.
Each one of these stocks gets a “D” or “F” according to my research, meaning it is a “sell” or “strong sell.”
7 Best Industrial Stocks to Sell in 2012 - ABB Ltd. (NYSE:ABB) works with power and automation technologies. While the Dow Jones has posted a gain of 9% in the last year, ABB has recorded a loss of 11% in the same time. ABB stock gets an “F” grade for its ability to exceed the consensus earnings estimates on Wall Street and a “D” grade for the magnitude with which earnings projections have increased over the past months. For more information, view my complete analysis of ABB stock.
7 Best Industrial Stocks to Sell in 2012 - Emerson Electric Co. (NYSE:EMR) is a diversified global technology company that has dropped 13% in the past 12 months. Emerson stock gets a “D” grade for sales growth, a “D” grade for earnings growth and a “D” grade for its ability to exceed the consensus earnings estimates. For more information, view my complete analysis of EMR stock.
7 Best Industrial Stocks to Sell in 2012 - Koninklijke Philips Electronics (NYSE:PHG) is the parent company of Philips Group and has 118 production sites in 27 countries. PHG stock has dipped more than 36% since March 2011. Philips stock gets a “D” grade for sales growth, an “F” grade for operating margin growth, an “F” grade for earnings growth, a “D” grade for earnings momentum, an “F” grade for its ability to exceed the consensus earnings estimates on Wall Street, a “D” grade for the magnitude in which earnings projections have increased over the past months, a “D” grade for cash flow and a “D” grade for return on equity. For more information, view my complete analysis of PHG stock.
7 Best Industrial Stocks to Sell in 2012 - General Electric Co. (NYSE:GE) is the most well-known stock on this list. It’s involved in aircraft engines, power generation, water processing, household appliances, medical imaging, consumer financing and other endeavors. Despite its big name, GE has posted a loss of 4% in the last year. GE stock gets an “F” grade for sales growth. For more information, view my complete analysis of GE stock.
7 Best Industrial Stocks to Sell in 2012 - Siemens (NYSE:SI) is an electronics and electrical-engineering company. Despite gains by the broader markets, SI stock is down 21% in the last year. Siemens stock gets a “D” grade for sales growth, a “D” grade for earnings growth, an “F” grade for earnings momentum, a “D” grade for its ability to exceed the consensus earnings estimates on Wall Street and a “D” grade for the magnitude with which earnings projections have increased over the past months. For more information, view my complete analysis of SI stock.
7 Best Industrial Stocks to Sell in 2012 - Ingersoll-Rand (NYSE:IR) is involved in enhancing the comfort of air in homes and buildings, in the transport of food and perishables and in secure homes and commercial properties. Ingersoll-Rand stock has lost 13% in the last 12 months. IR stock gets an “F” grade for sales growth, an “F” grade for operating margin growth and a “D” grade for cash flow. For more information, view my complete analysis of IR stock.
CSX Corp. (NYSE: CSX) is a transportation supplier that rounds out the list with a 17% drop in the past year. CSX stock gets a “D” grade for its ability to exceed the consensus earnings estimates on Wall Street. For more information, view my complete analysis of CSX stock.

Top 40 Dividend Stocks to Invest in 2012

Dividend stocks have long been considered an essential part of a balanced portfolio. While investors can seek out growth stocks to ramp up their returns, the stable, regular income of dividend stocks can help shoulder the load when the markets aren’t cooperating.

In its quest to recognize those stocks that deliver ample payouts, European financier Societe Generale (PINK:SCGLY) recently published its annual report of the top 40 dividend payers across the globe, based on 2011 dividends. And in addition to dropping some whopping numbers — for instance, European telecom Telefonica (NYSE:TEF) paid out 12% last year, and even after its announced cut, still yields 9% — there’s a few interesting trends.

First, a look at the list:

SocGen’s 40 Best Dividend Stocks in the World

Company	Ticker	Yield		Company	Ticker	Yield
Telefonica	TEF	12%		Roche	RHHBY	4.2%
Banco Santander	STD	9.9%		Siemens	SI	4.0%
Westpac	WBK	7.9%		BP	BP	3.9%
National Australia Bank	NABZY	7.7%		Merck	MRK	3.8%
Vodafone	VOD	7.6%		Philip Morris	PM	3.8%
Vale	VALE	7.4%		Pfizer	PFE	3.7%
France Telecom	FTE	7.4%		General Electric	GE	3.6%
ANZ Banking	ANZBY	7.0%		Nestle	NSRGY	3.6%
Commonwealth Bank of Australia	CBAUY	6.6%		Johnson & Johnson	JNJ	3.4%
AT&T	T	6.5%		Intel	INTC	3.2%
ENI	E	6.1%		JPMorgan Chase	JPM	3.2%
Total	TOT	5.7%		Procter & Gamble	PG	3.2%
Verizon	VZ	5.1%		BHP Billiton	BHP	2.9%
GlaxoSmithKline	GSK	4.8%		Chevron	CVX	2.9%
Royal Dutch Shell (A Shares)	RDS.A	4.8%		Coca-Cola	KO	2.8%
HSBC	HBC	4.8%		Microsoft	MSFT	2.6%
Sanofi-Aventis	SNY	4.7%		Wal-Mart	WMT	2.4%
Royal Dutch Shell (B Shares)	RDS.B	4.6%		Wells Fargo	WFC	2.4%
Novartis	NVS	4.4%		Exxon Mobil	XOM	2.1%
British American Tobacco	BAT	4.3%		IBM	IBM	1.6%
Note: Companies ranked on blend of 2011 dividends and company-specific characteristics. Share prices used to determine ranking are from Jan. 23, 2012

While emerging markets might be hot regions for growth, no one can beat ol’ fuddy-duddy Europe and the United States for income investing — the regions combine for 85% of the companies on this list. “Oceania” really refers to Australia and its bevy of high-yielding banks — as well as miner BHP Billiton (NYSE:BHP) at 2.9%. And the emerging market of Brazil did manage to make it onto the list, with miner and metal company Vale (NYSE:VALE) representing South America at an enormous 7.4% yield. The breakdown is shown below:



Broken down by industry, financial, energy and pharma companies are the heaviest hitters in dividends, with a good spread in telecoms — for instance, frequent Dow dividend leaders AT&T (NYSE:T) and Verizon (NYSE:VZ) — and technology.